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What are the local taxes in Collioure?
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What are the local taxes in Collioure?

27 January 2025

If you're looking for houses for sale in Collioure, knowing the local taxes, such as the taxe foncière and the taxe d'habitation, is essential to assess the real cost of your future property. Although unavoidable, these taxes play a key role in local life. They fund municipal administration, public services and much more. But what are their specific features in Collioure? How do we calculate their exact amount? And above all, what are the real fiscal impacts on your budget? This article guides you through Collioure's tax specifics to help you better plan your project.

Local taxes in Collioure

Local taxes in Collioure are financial contributions that residents and property owners must pay to finance local public services. These taxes are essential to the running of the commune and cover various areas such as housing, property ownership and waste management.

Council tax

council tax

The taxe d'habitation is a local tax payable by the occupants of a dwelling on January 1ᵉʳ of the tax year. It concerns both owners and tenants. However, with the current national reform, most principal residences now benefit from a progressive exemption from this tax. In Collioure, this development follows the national trend, offering significant tax relief to permanent residents.

Property tax

Property tax is a local tax paid annually by owners of both built and unbuilt real estate. In Collioure, the property tax rate on built-up properties is set by the commune and may change each year according to local budgetary needs. In 2023, the average net income tax per taxed household in Collioure was €4,070, slightly lower than the national average of €4,481. Property tax is separate from income tax, although it represents a significant portion of homeowners' expenses.

Waste collection tax

The household waste collection tax (TEOM) is intended to cover the costs of waste collection and treatment. In Collioure, this tax represents around 12% of municipal taxes. It is generally included in the property tax and is therefore payable by landlords, who can pass on the cost to their tenants.

What is the property tax rate?

In 2023, the Collioure municipal council has set the rates as follows:

  • Property tax on built-up properties: 41.09
  • Property tax on undeveloped land: 50.08

These rates are slightly lower than the departmental averages, which stand at 45.11% for built-up properties and 53.05% for non-built-up properties.

Property tax is calculated by applying these rates to the cadastral rental value of your property, which is periodically reassessed. So, even if the rates remain stable, the amount of your tax may change according to the revision of this rental value.

For precise information on your tax situation, consult your tax notice or contact the local tax office in Collioure.

How do I calculate my taxes in Collioure?

Calculating local taxes in Collioure involves understanding the different taxes that apply and how they are calculated. Here's an overview of the main taxes and how they are determined.

Income tax

Income tax is levied on the annual income of taxpayers. In Collioure, the breakdown of tax households by income bracket is as follows:

  • Less than €10,000: 326 households (19.27%)
  • From €10,000 to €12,000: 87 households (5.14%)
  • From €12,000 to €15,000: 130 households (7.68%)
  • From €15,000 to €20,000: 257 households (15.19%)
  • From €20,000 to €30,000: 318 households (18.79%)
  • From €30,000 to €50,000: 312 households (18.44%)
  • From €50,000 to €100,000: 213 households (12.59%)
  • Over €100,000: 49 households (2.90%)

The amount of income tax due depends on the household's taxable income bracket, after application of any deductions and allowances. Tax rates are progressive and increase with average income.

Calculating property tax

The calculation of this tax is based on the cadastral rental value of the property, which represents the theoretical annual rent that the property could generate if rented out. This value is then multiplied by the tax rates set by local authorities. As mentioned, the rates voted by the commune of Collioure are 41.09% for built-up properties and 50.08% for unbuilt properties.

For example, if the cadastral rental value of your house is €10,000, the property tax would be calculated as follows:

Built-up properties: €10,000 × 41.09% = €4,109

Calculating taxe d'habitation

The calculation is also based on the cadastral rental value of the property, multiplied by the tax rate set by the commune. What's more, some communes may apply a surcharge of between 5% and 60% to the taxe d'habitation on second homes. So it's essential to check with Collioure town hall to see if a surcharge applies.

Exemptions and allowances

Certain situations qualify for tax exemptions or reductions:

  • Income tax: tax credits or reductions are available depending on the expenses incurred (home-help jobs, donations, etc.).
  • Property tax: temporary or permanent exemptions may be granted to the elderly, the disabled or owners of vacant dwellings.
  • Council tax: family allowances or special situations may reduce the amount due.

The commune is one of the areas governed by the coastal law, which may influence the applicable exemptions or allowances. Last but not least, notary fees can be a factor to be taken into account when buying a property, particularly for exemptions linked to certain properties.

Don't hesitate to consult your local tax office or the official tax website for personalized, up-to-date information on calculating your taxes in Collioure.

Comparison of local taxes in Collioure with neighbouring towns

To give you an idea of local taxes in Collioure compared to its neighboring communes, here is a comparative table of property tax rates on built properties in 2024:

MunicipalityProperty tax rate (%)
Banyuls-sur-Mer48,48%
Port-Vendres45,31%
Cerberus41,15%
Collioure41,09 %
Argelès-sur-Mer39,28%

Collioure's property tax rates (41.09%) are higher than those of neighboring communes such as Argelès-sur-Mer (39.28%), but lower than those of Banyuls-sur-Mer (48.48%) and Port-Vendres (45.31%). This shows that, although Collioure applies a relatively high rate, it is still less expensive than in other tourist towns in the region.

The implications of local taxes for residents and investors

Local taxes in Collioure, while necessary to finance public services, exert a significant influence on the daily lives of residents and the decisions of real estate investors. Their impact is felt both on the cost of living and on the attractiveness of the local real estate market.

Impact on the cost of living in Collioure

Residents have to factor these expenses into their annual budget. For example, with a property tax rate of 41.09%, Collioure is at the upper end of the range of surrounding communes. This can put a strain on residents' purchasing power, especially if their income is limited or if property is an important part of their assets.

However, for permanent residents, these taxes help finance local infrastructure and services, such as maintenance of public spaces, security and waste management. Not to mention that, given Collioure's attractive geographical location, many see these costs as the price of living in an idyllic setting on the Mediterranean coast.

Influence on the real estate market

  • Buyer disincentive: high local taxes may deter some potential buyers, particularly those looking for a second home or rental investment.
  • Impact on profitability: for rental investors, taxes reduce the net profitability of properties. They may have to adjust rents to compensate for these costs.
  • Balancing costs and revenues: investors need to carefully assess long-term profitability, taking into account fluctuations in local taxes and rental demand.

Estimate your local taxes with Paradise Immobilier

Paradise Immobilier provides you with precise estimates of your local taxes based on your property and its location in Collioure, so you can anticipate your expenses and make better decisions. Whether you're an individual or an investor, understanding local taxes is one of the keys to a successful home purchase in Collioure. Contact us today!

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